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Best No Annual Fee Travel Credit Cards 2023

In today’s modern life, we use credit cards to pay for most of our travel-related transaction. Using travel credit cards is the best choice. It has features and benefits best fit for travelers which includes waiver of annual fees.

There are several credit card companies offering countless no annual fee credit cards. Searching for the best is a tedious process. That’s why we’ve created a list of the best no-annual fee travel credit cards to make it easier for you.

Why Choose Zero Annual Free Credit Cards For Your Travels?

Imagine going to a restaurant or hotel and getting billed for simply sitting in the lounge. An annual fee is paying for the right or privilege to use so card companies make money whether you use it or not.

There are several types of credit cards and one of them is travel credit cards. But there are also so many varieties of travel credit cards. So, why choose a zero-annual fee credit card? It saves you money by not having to pay unnecessary yearly fees.

Saving money is important for budget travelers. Instead of using your money to pay annual fees, use it as your pocket money.

No-Annual Fee Travel Credit Cards

Here are the list of travel credit cards with no annual fee for 2023.

Card CompanyCard TypeDescription
ChaseUnited Gateway Credit CardNew card members earn 20,000 bonus miles after qualifying purchases. 2x miles on United purchases, at gas stations and on local transit and commuting. Plus, 25% back on United inflight and Club premium drink purchases, and no foreign transaction fees. 0% intro APR for 12 months from account opening. No Annual Fee.
Marriott Bonvoy Bold credit cardNew card members earn 60,000 bonus points after qualifying purchases. Earn points on every purchase and up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy. 20.49%–27.49% variable APR. No Annual Fee.
IHG Rewards Traveler Credit CardNew card members earn 20,000 bonus points after qualifying purchases. Up to 17X points total per $1 spent when you stay at IHG® hotels and resorts. 20.49%–27.49% variable APR. No Annual Fee.
Disney Visa CardNew card members get $150 Statement Card Credit after qualifying purchases. Earn 1% in Disney Rewards Dollars on all card purchases.Redeem toward most anything Disney at most Disney U.S. locations. Enjoy special vacation financing and shopping savings. 18.49%–27.49% variable APR. No Annual Fee.
American ExpressHilton Honors CardNew card member earn 100,000 Hilton Honors bonus points after qualifying purchases. 20.49% to 29.49% variable APR on purchases. No foreign transaction fees. Car rental loss and damage insurance coverage. Global assist Hotline. Get rewarded with 7X Points on eligible purchases made directly with a hotel or resort within the Hilton portfolio. No Annual Fee.
Delta SkyMiles Blue American Express CardNew card members earn 10,000 bonus miles after qualifying purchases. No foreign transaction fees. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. 20.49% to 29.49% variable APR on purchases. No Annual Fee.
Capital OneVentureOne Rewards for Good CreditEarn unlimited 1.25 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel. No foreign transaction fees. 29.74% variable APR. No Annual Fee.
VentureOne Miles RewardsNew card members earn 20,000 bonus miles after qualifying purchases. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel. 0% intro APR for 15 months on purchases and balance transfers. No Annual Fee.
CitiAmerican Airlines AAdvantage Mileup CardEarn 10,000 American Airlines AAdvantage® bonus miles and a $50 statement credit with our no annual fee credit card. 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card. Earn 2 miles for every $1 spent at grocery stores. Earn 2 miles for every $1 spent on eligible American Airlines purchases. No Annual Fee.
Discover Discover it MilesEarn unlimited 1.5x miles per dollar on every purchase. No foreign transaction fees. Automatically match all the Miles you earn at the end of your first year. 0% intro APR for 15 months from the date of account opening. No Annual Fee.
Wells FargoWells Fargo Autograph CardEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Travel and emergency services assistance. Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. 0% intro APR for 12 months. No Annual Fee.
Bank of AmericaBank of America Travel RewardsEarn 25,000 online bonus points for new cardholders. Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere. No foreign transaction fees. No Annual Fee. Introductory 0% APR for 18 billing cycles
Bank of America Travel Rewards for StudentsEarn 25,000 online bonus points for new cardholders. Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere. No foreign transaction fees. No Annual Fee. Introductory 0% APR for 18 billing cycles.
Royal Caribbean Visa SignatureNew cardholders earn 10,000 MyCruise bonus points, worth $100 in onboard credit. 2 MyCruise points for every $1 spent on qualifying purchases with Royal Caribbean and our sister brand, Celebrity Cruises. 1 MyCruise point for every $1 spent on all other purchases. No foreign transaction fees. No Annual Fee.
Norwegian Cruise Line® World MastercardNew cardholders earn 20,000 bonus points. Earn 3 WorldPoints points for every $1 spent on Norwegian purchases, 2 WorldPoints points per $1 spent on eligible air and hotel purchases and 1 WorldPoints point per $1 spent on all other purchases. No foreign transaction fees. No Annual Fee.
Celebrity Cruises Visa SignatureNew cardholders earn 10,000 MyCruise bonus points. 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises and our sister brand, Royal Caribbean. 1 MyCruise point for every $1 spent on all other purchases. No foreign transaction fees. No Annual Fee.
BarclaysThe AARP Travel Rewards Mastercard from BarclaysEarn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days. Earn Unlimited 2% Cash Back on Restaurant purchases. Earn Unlimited 3% Cash Back On Airfare, Hotel Stays and Car Rentals. Earn Unlimited 1% Cash Back on all other purchases. APR 21.24%, 25.24% or 29.99% variable, based on your creditworthiness. No foreign transaction fees. No Annual Fee.
Princess Cruises Rewards VisaEarn 10,000 bonus points after you use your card for the first time – that’s enough to redeem for a statement credit of up to $100 toward your next cruise purchase. Earn 2 points per $1 spent on all Princess purchases. Earn 1 point for every $1 spent on all other purchases. APR 19.49%, 25.49%, or 29.49% variable based on your creditworthiness. No foreign transaction fees. No Annual Fee.
Priceline VIP RewardsNew cardholders Earn 10,000 bonus points after qualifying purchases. Earn 5X points for every $1 spent on Priceline bookings. Earn 2X points
on gas and restaurant purchases including delivery services. Earn 5X points for every $1 spent on Priceline bookings. 0% introductory APR for 15 months. No foreign transaction fees. No Annual Fee.
Carnival World MastercardEarn 25,000 FunPoints after spending $500 within the first 90 days. Enough for a $250 statement credit toward your next cruise. Get a 10% Statement Credit on a Carnival shore excursion. Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World’s Leading Cruise Lines. 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. No foreign transaction fees. No Annual Fee.
JetBlue CardEarn 10,000 bonus points after qualifying purchases. 3X points on eligible JetBlue purchases. 2X points at restaurants and eligible grocery stores. 50% savings on eligible inflight purchases on JetBlue-operated flights. Points pooling Earn & share points with family and friends. No foreign transaction fees. No Annual Fee.
Holland American Line Rewards Visa 2X points per $1 spent on all Holland America purchases including onboard purchases. 5,000 points after first purchase. provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment, and sporting events. No foreign transaction fees. No Annual Fee.
RCI Elite Rewards Mastercard2,500 Bonus Rewards after your first purchase. 5X Rewards for every $1 spent on all eligible RCI purchases. 2X Rewards for every $1 spent on all eligible travel purchases. Get 5% Rewards back every time you redeem, as a bonus to use toward your next redemption. 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. Earn a $250 USD Vacation Credit
towards one RCI vacation when you spend $10,000 in net purchases each calendar year. No foreign transaction fees. No Annual Fee.
Wyndham Rewards Earner CardEarn 30,000 bonus points
enough for up to 4 free nights. Earn 5 points
per $1 spent on Hotels by Wyndham and gas. Earn 2 points
per $1 spent on dining and grocery store purchases. Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases. No foreign transaction fees. No Annual Fee.
No-Annual Fee Travel Credit Cards as of April 2023

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